{"id":3582,"date":"2025-05-30T07:30:12","date_gmt":"2025-05-30T07:30:12","guid":{"rendered":"https:\/\/antalyadevelopment.com\/blog\/?p=3582"},"modified":"2025-05-30T07:30:12","modified_gmt":"2025-05-30T07:30:12","slug":"how-much-is-the-2025-title-deed-fee-in-turkey-how-to-pay","status":"publish","type":"post","link":"https:\/\/antalyadevelopment.com\/blog\/en\/how-much-is-the-2025-title-deed-fee-in-turkey-how-to-pay\/","title":{"rendered":"How Much is the 2025 Title Deed Fee in Turkey? How to Pay?"},"content":{"rendered":"
\n
Buying and selling real estate is one of the biggest financial decisions in our lives. One of the most important and curious items of this process is undoubtedly the title deed fee. The title deed fee, which is an important cost element for both the buyer and the seller, is a tax collected by the state during the transfer of ownership. So, how much are the 2025 title deed fee rates, how are they calculated, and what should we pay attention to during this process when buying and selling real estate in Antalya<\/a>?<\/div>\n
As Antalya Development<\/a>, we have compiled the most up-to-date and detailed information about the title deed fee as part of our consultancy services for our real estate investors in Antalya and our valued customers who want to buy and sell.<\/div>\n

What is Title Deed Fee?<\/h2>\n
Title deed fee is a tax collected by the General Directorate of Land Registry and Cadastre during the change of ownership of a real estate (residence, land, workplace, etc.), i.e. during the transfer of title deed. This fee is mandatory for the transaction to be completed on a legal basis and to secure the right of ownership. The main determinant of the fee is the sales price of the real estate declared in the title deed.<\/div>\n

Importance of Title Deed Fee<\/h2>\n
    \n
  • \n
    Legal Obligation:<\/strong> It is a legal obligation that must be paid in order to complete the title deed transfer.<\/div>\n<\/li>\n
  • \n
    Cost Item:<\/strong> It creates a significant additional cost for the buyer and seller in the purchase and sale of real estate.<\/div>\n<\/li>\n
  • \n
    Transparency:<\/strong> Correct information about fees and taxes ensures that the entire purchase and sale process progresses transparently and reliably.<\/div>\n<\/li>\n<\/ul>\n

    Title Deed Fee 2025 Rates and Calculation<\/h2>\n
    <\/div>\n

    How much is the 2025 title deed fee?<\/h2>\n
    The title deed fee rate is calculated separately for both the buyer and the seller as 2% of the declared sales price. In other words, a total of 4% of the real estate sales price is paid as title deed fee. This rate remains valid for 2025, but official announcements should be followed for possible updates and legal changes during the year.<\/div>\n
      \n
    • \n
      Buyer’s Share:<\/strong> 2% of the declared sales price of the real estate<\/div>\n<\/li>\n
    • \n
      Seller’s Share:<\/strong> 2% of the declared sales price of the real estate<\/div>\n<\/li>\n<\/ul>\n

      Who pays the title deed fee?<\/h2>\n
      Legally, both the buyer and the seller are obliged to pay their own 2% share. However, in practice, these rates may differ depending on the agreement between the parties. For example, in some cases, the buyer may agree to pay a total of 4%. This situation should be clarified in the purchase and sale agreement.<\/div>\n

      Sample Calculation (with 2025 Rates):<\/h2>\n
      <\/div>\n

      How much is the title deed fee for a 1 million house?<\/h3>\n
        \n
      • \n
        Buyer:<\/strong> 1,000,000 TL x %2 = 20,000 TL<\/div>\n<\/li>\n
      • \n
        Seller:<\/strong> 1,000,000 TL x %2 = 20,000 TL<\/div>\n<\/li>\n<\/ul>\n
        Total: 40,000 TL (Excluding Additional Revolving Fund and Other Expenses)<\/div>\n
        Important Note:<\/strong> The calculations above only include the title deed fee. There are also additional expenses such as the revolving fund service fee to be paid during the title deed transfer, notary expenses (if the contract is passed through a notary).<\/div>\n

        Is the Title Deed Fee Paid Based on the Market Value?<\/h2>\n
        No, the title deed fee is calculated based on the declared sales price. According to the Title Deed Law, the real sales price of the real estate must be declared in the title deed transactions. The market value (property tax value) is the lowest value of the real estate determined by the municipalities and is generally lower than the market value.<\/div>\n
          \n
        • \n
          Risk of Under-Declaration:<\/strong> Under-declaring the sales price in order to pay the title deed fee low may cause you to face serious penalties (tax loss penalty and late payment interest at a rate of twice the under-paid part of the fee) when detected by the Ministry of Finance.<\/div>\n<\/li>\n<\/ul>\n

          How much should the sales price be shown on the title deed?<\/strong><\/h2>\n
          The real sales price of the real estate or the market value should always be shown, provided that this price is not lower than the property tax value.<\/div>\n

          What is the market price of a 100 square meter house?<\/h2>\n
          The market price varies according to the square meter of the house, its location, depreciation share and the property tax minimum values determined by the municipality. It may be different for each region and even each street. The current market value can be learned from the relevant municipality. This value is the minimum value to be taken as basis for the title deed fee, the actual sales price is usually higher than the market value. How to Pay Title Deed Fee? Payment Channels and Installment Opportunity.<\/div>\n

          How to Pay Title Deed Fee? Payment Channels and Installment Options<\/h2>\n
          <\/div>\n
          Payment of title deed fee and title deed fee is made through contracted banks. There are various channels for payment:<\/div>\n
            \n
          • \n
            Contracted Banks:<\/strong> TKGM title deed fee payment can be made through branches of banks that have contracts with the General Directorate of Land Registry and Cadastre, via internet banking or mobile banking.<\/div>\n<\/li>\n
          • \n
            Tax Offices:<\/strong> Payment can also be made by going to the affiliated tax office.<\/div>\n<\/li>\n
          • \n
            Via E-Government:<\/strong> Online title deed fee payment can also be provided via E-Government with inquiries and payment directions.<\/div>\n<\/li>\n
          • \n
            Payment by Credit Card:<\/strong> Yes, some contracted banks offer credit card payment through internet banking or branches. However, it should be checked whether the bank charges a commission.<\/div>\n<\/li>\n<\/ul>\n

            Can title deed fee be paid in installments?<\/h2>\n
            No, title deed fee is a tax paid in one go and there is no legal possibility of installment. However, in payments made by credit card, there may be installment campaigns in the bank’s own internal system. This is at the bank’s discretion and is not a legal right.<\/div>\n

            Who Does Not Pay Title Deed Fee? Exemptions and Exceptions<\/h2>\n
            As a general rule, everyone pays a title deed fee. However, there may be exemptions or exceptions in some special cases or certain transactions:<\/div>\n
              \n
            • \n
              Construction Contracts in Return for Flats:<\/strong> Title deed fee is not paid for independent sections transferred by the contractor (contractor) to the landowner.<\/div>\n<\/li>\n
            • \n
              Expropriation Cases:<\/strong> No fee is charged for real estates expropriated by the state or public institutions.<\/div>\n<\/li>\n
            • \n
              Donation and Inheritance:<\/strong> Different taxes (inheritance and transfer tax) are paid instead of title deed fee for real estates acquired through donation and inheritance. Will there be a title deed fee for an inherited house? Yes, inheritance and transfer tax is paid instead of title deed fee for an inherited house. This is a different tax than the title deed fee.<\/div>\n<\/li>\n
            • \n
              Urban Transformation:<\/strong> Exemptions or discounts may be applied to title deed transfers made within the scope of certain urban transformation projects.<\/div>\n<\/li>\n
            • \n
              First Home Purchases of Foreigners (Under Certain Conditions):<\/strong> Under certain conditions, exemption from the stamp duty may be on the agenda for foreigners purchasing a home for the first time in T\u00fcrkiye, but these situations are subject to strict conditions and it is important to check the current legislation.<\/div>\n<\/li>\n<\/ul>\n
              Status of retirees in paying stamp duty: As a general rule, retirees pay stamp duty in real estate transactions like other citizens. Being retired does not provide exemption from the stamp duty.<\/div>\n

              Other Expenses and Things to Know in the Real Estate Purchase and Sale Process<\/h2>\n
              <\/div>\n
              In real estate purchase and sale, the main expenses you will encounter other than the title deed fee are as follows:<\/div>\n
                \n
              • \n
                Revolving Fund Service Fee:<\/strong> A fixed fee charged for the transaction made at the Land Registry Office. This fee is determined every year. How much is the title deed revolving fund fee for 2025? This fee increases every January according to the revaluation rates. For current figures, the official website of the General Directorate of Land Registry and Cadastre should be checked (approximately 1000 TL for 2024).<\/div>\n<\/li>\n
              • \n
                Land Registry Cadastre Fee:<\/strong> A small fee paid in addition to the revolving fund service fee.<\/div>\n<\/li>\n
              • \n
                Real Estate Commission:<\/strong> If the purchase and sale is made through a real estate agent, a commission of 2% + VAT can be legally charged to the buyer and seller. The seller’s share of the real estate commission usually belongs to the homeowner, but this is open to negotiation.<\/div>\n<\/li>\n
              • \n
                Housing Loan Expenses:<\/strong> If a housing loan is used, expenses such as the bank’s appraisal fee, file expense, mortgage establishment fee, life insurance, DASK insurance will occur.<\/div>\n<\/li>\n
              • \n
                Real Estate Sales Income Tax:<\/strong> If the seller sells the real estate within a certain period (usually 5 years) after acquiring it and makes a profit from the sale, they may be liable to pay income tax on this income. If this period has expired or they have made a loss, no tax is paid.<\/div>\n<\/li>\n
              • \n
                Real Estate Tax: <\/strong>This is a tax paid to municipalities every year. The real estate tax belongs to the owner of the real estate. The tax for the year the purchase and sale is made usually belongs to the seller.<\/div>\n<\/li>\n
              • \n
                Notary Expense:<\/strong> If documents such as a real estate sales contract or power of attorney need to be prepared by a notary, a notary fee is paid. The title deed transfer transaction cannot be made by a notary, it is only carried out at the land registry office. Only preliminary contracts such as a sales promise agreement or powers of attorney can be prepared by a notary.<\/div>\n<\/li>\n<\/ul>\n

                Is the Title Deed or the Money Paid First?<\/strong><\/h2>\n
                Generally, the buyer makes the payment at the Land Registry Office, at the time of the title deed transfer or just before. During this transaction, money is transferred under the control of the bank and the land registry officer and the title deed transfer is completed.<\/div>\n
                The title deed fee and other costs are an important part of the real estate purchase and sale process. Having accurate and up-to-date information on this subject will ensure that you have a smooth process both financially and legally. As Antalya Development<\/strong>, we offer you full support in your real estate investment and buying and selling processes in Antalya. We guide you with our expert team on title deed transactions, fees, taxes and all other legal procedures.<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

                Buying and selling real estate is one of the biggest financial decisions in our lives. One of the most important and curious items of this process is undoubtedly the title deed fee. The title deed fee, which is an important cost element for both the buyer and the seller, is a tax collected by the […]<\/p>\n","protected":false},"author":15,"featured_media":3575,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1092,1100,23],"tags":[],"class_list":["post-3582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-guide","category-real-estate-guide","category-uncategorized-en"],"yoast_head":"\nHow Much is 2025 Title Deed Fee? Payment Guide for Real Estate in Turkey<\/title>\n<meta name=\"description\" content=\"Discover 2025 property title deed fees in Turkey: how much to pay, calculation examples, and payment methods. 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